These are now due, why not download a standing order form to make things easier

Hope alls well with everybody

remember ive moved

38 upper paddock road
oxhey village
watford
wd19 4dz

A new kennel?

I sent a cheque to the old address.  Will it be forwarded?

See you are still having trouble getting your paws to work the shift key Megan, but at least the caps lock is off!!

yes john got that one

pesky paws

heres the form

Megan, can you check the MR bank account to see if we have paid for this year - changed banks and they have screwed up most of our standing orders & direct debits. Membership number 2577? If not then I'll fill out a new form. Thanks

Good to hear that the banks are maintaining their usual high standard of service as they try to retain our confidence in their skills at managing our money.  Bloody marvellous.

And what does BANKER rhyme with?

hi andy

yes membership received thanks

Funny thing though, millions of you have bank accounts and don't keep your cash under the mattress. Maybe we are providing some sort of service after all!

Perhaps the lack of a workable alternative leads to the continued use of banks by 'the public', and also leads to their patronage being misinterpreted as support for the actions of the banks?

Banks earn very little if anything from those who have current accounts in credit, it is those of us in debit with overdrafts who pay for the shareholders bubley etc
So how can some banks charge 21.9% or more for credit when the bank of England rate is so much lower?

Maybe because you are skint and don't have any collateral - makes you risky - currently my borrowings are tracking at 0.25% under base - so I'm paying 1.25%  - whoppeee

Neither a borrower nor lender be!

Neither a borrower nor a lender be; 
        For loan oft loses both itself and friend, 
        And borrowing dulls the edge of husbandry.

Was it Polonius who had a saying about 
Neither a gloater or a smart arse be;
perhaps it was someone else?

money is coming in nicely keep on sending those cheques in, quite a few new faces joining the fleet

Sorry to be a pain but isn't it about time that this could be done on line?

Not without a third party taking (say) 10% of the fee to process transactions!

Floppy,


If you have internet banking? You will have the sort code & AC No of the NMROA therefore do an electronic transfer of funds and advise our treasurer of your details. Alternatively set up a DD or SO online. Be careful of SO though as I have found out in the past they do not have any guarantee as DD's do if payments go astray!

Its not that expensive. Most UK based processors charge 2.9% plus a standard charge of 20pence.

So on a membership fee of �25.00 thats  93pence. Not so bad really.

Especially considering my stamp cost 27pence to post my cheque.

I don't think Megan has DD processing, although the Laser Assoc give a discount on membership for DD, so it is possible and I guess as it saves time and effort.

Paypal charge 3.4% + 20p at entry level. No Chex charge 2.9% + 20p, about �1.00 on the membership fee.

I don't know what is involved in setting up DD for the reciever, but I would suggest that the assoc could think about charging say �25 by DD and �27 by other method - cash, cheque, S.O and so also afford to offer an online mechanism such as PayPal/NoChex without losing income.

The advantage being that this would encourage DD and I would expect reduce admin/chasers etc, as the onus is on the members now to actively cancel their membership rather than being chased, and would also allow the ability to collect funds online, for those that want to pay that way.

As Alan said

the bank details are on the membership form so just do a transfer quoting your membership number and name   and let me know you have done it

free tin of pegigree for anybody doing it that way

You will also find that the banks require a minimum number of people before they will set up the arrangements for an organisation to use DDs - used to be a miminum membership of 1,000.

Hi Megan,

Just paid my membership online, via a transfer.  Should be in your account soon.

David Charlton

I pay mine by standing order set up by internet banking where the onus is on the sender not on the collector.  Has worked for the last 4 years and of course if you choose to leave the association (but who would?) you just stop the order.

woof woof dave will send your stuff

Any sign of magazine yet?

late this week im afraid but worth waiting for

Do Associate members get the yr book and magazine? Is the lastest issue due out soon?

thanks

aye they do indeed , despatch is iminent(sure thats not the way to spell it), the 2009 yearbook is based on data jan 2009 so wont include some latest updates